Show HN: Wealthfolio 2.0- Open source investment tracker. Now Mobile and Docker

Original Article ↗ Hacker News Discussion ↗

Overall reception & design

  • Many commenters praise the polish, UX, and color palette; the app is seen as visually “trustworthy” and professional compared to typical OSS finance tools.
  • The open-source, self-hosted model and ability to run locally without subscriptions resonates strongly, especially as a hedge against “enshittification” or products being shut down.

Data import, automation & integrations

  • The biggest concern is lack of direct broker/bank integrations; current CSV/manual entry is a dealbreaker for users with many accounts or frequent trading.
  • Some say they’d accept CSV if there were high-quality, broker-specific mapping profiles and good automation; others insist automatic sync is “table stakes.”
  • Multiple people suggest or offer plugins using Plaid, SimpleFIN, Snaptrade, Lunch Flow, etc. There’s interest in being able to supply one’s own API keys and having syncing as an add-on.
  • Users report practical CSV pain: missing support for QFX, handling stock splits, preliminary/unfinalized bank transactions, and needing remove/update semantics on re-import.

Privacy, self-hosting & trust

  • Strong interest in a tool where financial data stays off third-party SaaS servers and no bank credentials are shared with startups.
  • Some argue true “financial privacy” is impossible because banks, brokers, and governments already see everything; others counter that each additional party still increases risk.
  • There is deep skepticism toward VC-backed SaaS and aggregators selling data; some see local tools as reducing the attack surface, even if they still rely on aggregators like Plaid in the background.

Comparisons to other tools

  • Wealthfolio is compared to Wealthsimple (inspired UI), Quicken, Mint, Monarch, YNAB, Actual Budget, Ghostfolio, Beancount/Fava, GnuCash, Portfolio Performance, Firefly III, and Tiller.
  • Pattern: people often use one tool for budgeting (YNAB/Actual/Tiller/Monarch) and another for investments; some hope Wealthfolio can fill the investment-dashboard role.

Usability feedback & feature requests

  • Users report confusion about initial setup: where to add accounts/holdings, missing “add” buttons on some screens, and modals too tall to fit on small displays.
  • Requests include: simpler “snapshot/balance” entries, better mutual-fund/manual-quote handling, SSO support, regular bank-account + spending categorization, inflation-adjusted views, and clearer docs (especially for mapping profiles and plugins).
  • Mobile: iOS app is tested and liked, but some edge issues arise (single-letter symbols, manual quotes); people ask when Android will arrive.

Ecosystem & meta-discussion

  • Frustration with US “open banking” is common: banks kill direct-connect APIs, regulations favor middlemen, and there’s no user-focused standard API.
  • A side thread explores why this project got more traction than a similar OSS tracker: consensus is that a polished landing page, clear value proposition, and visuals significantly affect adoption.